Our Features for Plan Sponsors and Advisors
Get a clear view of your plans, investments, and participants with our plan sponsor and advisor portals. Task‑oriented, role‑based dashboards provide easy access to the information and tools you need with responsive design, so you can work on a desktop or tablet.
Role-Based Dashboards
Plan Advisor Dashboard
- Summary data across all plans in the advisor’s book of business
- Graphical, interactive summary of top plan assets
- Detailed plan, participant, and investment information (see “Common features”)
- Single sign‑on links to SchARP automated processes such as Loan Administration and Payroll
- Advanced filtering options
Plan Sponsor Dashboard
- List of pending tasks requiring sponsor’s attention
- Summary list of investment holdings
- Detailed plan, participant, and investment information (see “Common features”)
- Single sign‑on links to SchARP automated processes such as Loan Administration and Payroll
- Advanced filtering options
Common Features Available to Both Sponsors and Advisors
Logon Help
Allows users who forget their login credentials to regain access using the email address associated with the account
My Plans
Shows summary data across all plans in an interactive table
Provides robust search, filter, and export options
Links to year‑over‑year comparison of key plan metrics
Provides drill down to participant detail
Investment Holdings
Shows summary data for all investments in an interactive table
Provides robust search, filter, and export options
Provides drill down to all plans and participants that hold each investment
Links to online prospectus, fund fact sheet, and company website
Models
Shows all investment models
Provides drill down to all plans and participants that use each model
Provides drill down to expected percentage vs. actual percentage of funds
Investment Performance
Displays market data for all investments in a single chart
Links to online prospectus, fund fact sheet, and company website
Displays current data for investments, models, and Schwab Bank Savings
At the model level, displays performance over various time periods as well as operating expenses and portfolio turnover
Participant Information and Access to Participant Accounts
Shows participant summary data across all plans in an interactive table
Shows relevant census and financial information for each participant
Provides robust search, filter, and export options
Provides access to detailed participant information, with options to unlock an account or log in as the participant (security privileges required)
Shows Retirement Readiness results for each participant
Report Center
Provides access to reports generated by our SchARP automation system
Lets users request predefined reports and notifies them by email when a report is ready to download
Displays reports sent by the recordkeeper, such as Daily Reports, Plan Sponsor Forms, and Quarterly Reports
Lets users label reports as Important, Favorite, Read, Unread, or Archive
planAnalytics
Provides a powerful tool for analyzing the financial wellness of plans
Lets users model investment behavior at the plan and participant level using queries and filters with interactive charts
Notifications
Sends automatic email notifications of key payroll and loan events
Custom Skins, Menus, and Branding
Provides ability for administrators to customize the appearance of the website using skin, menu, and branding options
User Profile
Lets users view their contact information and update their password
Advisor-related features available on participant site
Online Enrollment
Step-by-step enrollment wizard captures the information needed to establish a participant’s account, from personal information and login credentials to investment choices, realignments, and deferral rates.
vWise SmartPlan Enterprise Enrollment Option
Provides an alternative method of online enrollment via a third party
Live video hosts help employees determine their retirement needs and risk profile and then choose plan investments and contribution amounts
Enhanced Personal Rate of Return Analytics
Allocation, Rate of Return, and Investment Activity Summary charts
Built-in chart tutorials and calculation details
Robust filter options let users customize data views
Self-Directed Brokerage Accounts
Lets participants invest in funds offered by a brokerage firm of their choice
Supports multiple self‑directed brokerage accounts per participant
Automatic Savings Increase
Allows participants to automatically increase their contribution rate by a predetermined percentage each year
Integrated Payroll Processing for Plan Sponsors
SchARP Payroll Processing offers a full range of automation to facilitate the payroll life cycle, from uploading payroll data to automated trading and cash matching to oversight of key events through email notifications. Plan sponsors can access specific functions such as payroll file submission and notice of deposit based on their security privileges.
Payroll File Submission
Provides a secure upload portal where sponsors can submit payroll files
Validates the payroll data and processes the file automatically
Allows payroll processors to monitor the status of a submitted payroll
Payroll Notices of Deposit
Lets sponsors submit notices of deposit with the payment method directly to Charles Schwab Trust Bank and receive immediate confirmation
Payroll Monitoring
Allows sponsors to track payroll events across plans, with automatic email notifications sent to designated users
Payroll Trade Automation
Allows administrators to download intra‑day cash activity files, match them against payroll orders, and release the orders automatically